Current: Random Payment Schedule
Dec 1$444
Dec 29$333
Jan 15$1,350
Jan 30$484
Unpredictable amounts and dates
Allow your account holders to receive their dividend payments as predictable monthly income, or on their own schedule, on all their dividend paying holdings.
Try the DemoBillions of dollars of declared dividends sit as non-productive cash between declaration, payment, and subsequent reinvestment. DividendAdvance effectively shortens this cash conversion cycle for investors, improving the velocity of client capital. It’s a new category promoting operational enhancement, rather than just another shiny product.
How it works
Unpredictable amounts and dates
Consistent amounts every month
Bank integration
White-label modules connect to your existing back office, clearing, and lending APIs.
Customers select which dividend-paying stocks to include in the advance program.
Monthly advances with automatic dividend-based repayment—no collection required.
Bank focused
A new revenue stream with exceptional loan characteristics
Loans secured by account holder’s equity holdings within your institution
Dividends automatically repay advances, eliminating collection risk
Short lending cycles keep average loan balances low, minimizing exposure
High yield due to rapid loan turnover and short lending cycles
Partnership
DividendAdvance provides pre-built UX/UI modules designed to integrate with your existing back office financial management, clearing, lending APIs, and data feeds. The platform runs under your brand with complete autonomy over pricing and positioning.
Advances are secured by the account holder’s equity holdings within your institution. Repayment occurs automatically when dividends are paid—the dividend income flows directly to settle the advance. This creates a self-liquidating loan with minimal collection overhead.
You set your own fee structure and margin. The platform supports various pricing models—flat fees, percentage-based fees, or tiered structures. Your institution maintains full control over the customer-facing economics.
Any dividend-paying stock held in customer accounts can be included. Account holders select which holdings to enroll. The system tracks dividend schedules and calculates advance amounts based on projected dividend income.
The modules
A patented product, process, and series of modules enabling banks and brokerages to offer advancement and delivery of dividend income on a desired schedule.
Pre-built UX/UI modules designed to integrate with existing banking and brokerage back office financial management, clearing, lending APIs, and data feeds.
Run as a white-label product promoted internally and externally with complete bank/brokerage autonomy.
The projection module allows account holders to view historical data and calculate the potential benefit of reinvesting advanced dividend income compared to traditional reinvestment.
Demonstrates the net benefit of accelerated dividend reinvestment over traditional reinvestment across multiple time periods.