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DRIP AcceleratorFinancial InstitutionsAboutContactTry the Demo
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Partner Integration

Built for Seamless Integration

Bank-grade infrastructure designed from day one. Our platform integrates with your existing systems while meeting the strictest regulatory requirements.

From initial exploration to market launch, we provide a clear path to predictable monthly dividend payments to your customers.

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Implementation

Implementation Roadmap

A structured 8-stage journey from initial exploration to market launch

  1. 1

    Product Exploration & Testing

    Portfolio builder, digital ledger, client UX demos

  2. 2

    Business Case Review

    Patent review, profitability analysis, licensing model

  3. 3

    Implementation Blueprint

    Technical architecture and integration design

  4. 4

    Resource Allocation

    Development team and infrastructure planning

  5. 5

    Cost Estimation

    Budget forecasting and ROI projections

  6. 6

    Phased Timeline

    Milestone definition and delivery schedule

  7. 7

    Testing & QA

    Integration testing, security audits, UAT

  8. 8

    Market Launch

    Go-live, monitoring, and support

  1. 1

    Product Exploration & Testing

    Portfolio builder, digital ledger, client UX demos

  2. 2

    Business Case Review

    Patent review, profitability analysis, licensing model

  3. 3

    Implementation Blueprint

    Technical architecture and integration design

  4. 4

    Resource Allocation

    Development team and infrastructure planning

  5. 5

    Cost Estimation

    Budget forecasting and ROI projections

  6. 6

    Phased Timeline

    Milestone definition and delivery schedule

  7. 7

    Testing & QA

    Integration testing, security audits, UAT

  8. 8

    Market Launch

    Go-live, monitoring, and support

Architecture

Integration Architecture

Choose the deployment model that best fits your infrastructure and operational needs

Option A

Hosted Solution

DividendAdvance operates the ledger and orchestration layer in our secure cloud environment.

  • Fastest time to market
  • API-based integration with your core banking
  • Partner provides customer data feed and brokerage connectivity
  • We handle infrastructure, updates, and maintenance
Option B

White-Label Deployment

Deploy within your own infrastructure with complete ownership of the ledger.

  • Full data sovereignty and control
  • Partner owns the ledger, we provide orchestration logic
  • Deeper integration with existing systems
  • Custom SLAs and compliance configurations

System Architecture Overview

API Gateway / BFF LayerAuthentication, Rate Limiting, Request Routing
↓
Account Service
Ledger Service
Loan/Credit Service
Risk & Limits Service
↓
Dividend IngestionDTCC/CDS Wire Processing
Advance OrchestratorPayment Scheduling & Execution
↓
Event BusReal-time Event Processing & Messaging
↓
Notifications
Reporting & Analytics

Processing

Data Flow & Processing

End-to-end dividend processing with sub-200ms execution

  1. 1Loan IssuanceFunded by firm capital
  2. 2ForecastingRisk-weighted projections
  3. 3Wire ReceiptDTCC/CDS processing
  4. 4Credit AccountFIRST — user receives dividend
  5. 5Auto DebitMilliseconds after credit
  6. 6Net ResultBalance updated

Sub-200ms End-to-End Processing

Integration points

API Integration Points

RESTful APIs and webhooks for seamless system integration

Advance Application

Submit and process advance requests

Dividend Credit Posting

Record incoming dividend payments

Loan Repayment

Process automatic repayments

Account Status

Query balances and positions

Event Subscriptions

Real-time notifications via webhooks

Reporting

Analytics and compliance reports

Full API documentation provided during implementation planning phase

Safeguards

Security & Risk Management

Built-in safeguards to protect both the institution and customer

Real-time Risk Evaluation

Continuous limit checking on every transaction

Exposure Monitoring

Portfolio-level and aggregate position tracking

Trade Validation

Prevent sales that would cause over-advancement

Monthly Recalculation

Automatic adjustment based on dividend capacity changes

Dividend Cut Protection

Safeguards for dividend reductions and portfolio changes

Collateral Management

Advances secured by customer equity holdings

Flexibility

Customization Options

Full flexibility to match your operational requirements and brand identity

Fee Structure

Flat fees, percentage-based, or tiered pricing

Repayment Rules

100% auto-apply or partial strategies

Risk Parameters

Buffer zones and exposure limits

Notifications

Branded email, SMS, and in-app alerts

Reporting

Custom dashboards and data exports

Branding

Full white-label UI customization

Ready to Learn More?

See how DividendAdvance can create a new revenue stream for your institution.

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Dividend Advance is an advance product offered only through participating institutions under institution-specific eligibility and program terms. It is not investment advice.